Gold Loans in Nigeria

Unlock the value of your gold without selling it. Get a confidential, secure, and fast loan against your gold jewelry, bars, or coins today.

01Why Surge

A lending experience built on trust

Fast, fairly priced, and handled by people you can meet in person.

  • Expert Valuation

    Our experts assess your gold's purity (karat) and weight to offer you the best possible loan amount based on current market rates.

  • Secure Vault Storage

    Your valuable gold items are stored in our highly secure, insured on-site vault for the duration of the loan.

  • Immediate Funding

    Receive your funds instantly upon verification and agreement. No long waits or complicated bank procedures.

02Process

Our simple process

Streamlined to get you the funds you need as quickly as possible.

  1. Bring Your Gold

    Visit our Abuja office with your gold items (jewelry, bars, coins) and a valid government-issued ID.

  2. Professional Appraisal

    Our specialists will test and weigh your gold in your presence to determine its value. The ₦10,000 verification fee applies.

  3. Receive Your Loan

    Accept the loan offer, sign the agreement, and receive your cash or bank transfer on the spot.

  4. Repay and Reclaim

    Repay your loan within 30 days to reclaim your valuable assets, returned to you in their original condition.